Author: xingxuhui

Di Malaysia, lebih daripada 2 juta orang mempunyai hutang aktif atau masalah kredit buruk menurut data Bank Negara Malaysia 2025. Mendapat pinjaman kelihatan sukar, tetapi terdapat pilihan sebenar untuk mereka yang mempunyai sejarah kredit kurang baik. Pasaran pinjaman peribadi melebihi RM100 bilion setahun, dengan tumpuan pada pinjaman kecemasan secara online dan pinjaman rm500 segera. Panduan ini memperkenalkan 5 bank dan institusi yang boleh meluluskan pinjaman walaupun ada hutang, berdasarkan tawaran semasa dan peraturan. Semua pinjaman di bawah pengawasan Bank Negara Malaysia, dengan kadar faedah tahunan sehingga 18 %.

Junk removal services play a key role in keeping British homes and businesses clear of unwanted items, from garden waste in suburban Surrey to office clearances in central London. As demand grows with house moves and renovations, hourly rates for junk haulers near me have seen shifts heading into December 2025. Many search for junk removal service costs or junk removal companies near me to plan budgets for loft clearances or garage cleanouts. This guide explores typical hourly rates, factors influencing prices, and what hauler services include, based on industry averages from sources like Checkatrade and local providers.

Scrap metal prices in the UK have seen notable shifts heading into December 2025, influenced by global demand, supply chain changes, and commodity markets. For households clearing garages or businesses managing waste in areas like Manchester or Birmingham, current rates offer opportunities to turn metal into cash. Metal recycling prices vary by type—copper, aluminium, steel—and location, with yards paying per tonne or kilogram. This guide covers typical prices for common metals, factors driving changes, and tips for getting quotes, based on industry data from the British Metals Recycling Association and market trackers.