Latvijā, saskaņā ar Latvijas Bankas 2025. gada datiem, vairāk nekā 200 000 cilvēku ir aktīvi parādi vai negatīva kredītvēsture. Aizdevuma saņemšana var šķist sarežģīta, bet reālas iespējas pastāv tiem, kam kredītvēsture nav ideāla. Patēriņa aizdevumu tirgus gadā pārsniedz 1 miljardu eiro, ar uzsvaru uz ātrais aizdevums un aizdevums bez ķīlas. Šis ceļvedis iepazīstina ar 5 bankām un iestādēm, kas var apstiprināt aizdevumu pat ar sliktu kredītvēsturi, balstīts uz aktuālajiem piedāvājumiem un regulācijām. Visi aizdevumi ir Latvijas Bankas uzraudzībā, ar gada procentu likmēm līdz 36 %.
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